.nav{z-index:100;background:var(--bg-glass);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border-glass);position:sticky;top:0}.nav-inner{max-width:1200px;padding:0 var(--space-lg);justify-content:space-between;align-items:center;height:56px;margin:0 auto;display:flex}.nav-logo{align-items:center;gap:var(--space-xs);color:var(--text-primary);font-size:16px;font-weight:600;text-decoration:none;display:flex}.nav-logo:hover{text-decoration:none}.nav-links{gap:var(--space-xs);display:flex}.nav-link-r{color:var(--text-secondary);border-radius:var(--radius-full);padding:4px 10px;font-size:13px;text-decoration:none;transition:background .2s,color .2s}.nav-link-r:hover{background:var(--bg-card-hover);color:var(--text-primary);text-decoration:none}@media (width<=768px){.nav-links{display:none}}.theme-toggle{border:1px solid var(--border-glass);border-radius:var(--radius-full);cursor:pointer;width:36px;height:36px;color:var(--text-primary);background:0 0;background:var(--bg-card);justify-content:center;align-items:center;transition:background .2s,transform .2s;display:flex}.theme-toggle:hover{background:var(--bg-card-hover);transform:scale(1.05)}.theme-toggle:active{transform:scale(.95)}html:not(.dark) .sun-icon{display:block}html:not(.dark) .moon-icon,html.dark .sun-icon{display:none}html.dark .moon-icon{display:block}.main{max-width:1200px;padding:0 var(--space-md);margin:0 auto}.hero{padding:var(--space-5xl) var(--space-md) var(--space-4xl);text-align:center;position:relative;overflow:hidden}.hero-bg{pointer-events:none;background:radial-gradient(at 50% 0,#0070f314 0%,#7928ca0d 50%,#0000 70%);position:absolute;inset:0}html.dark .hero-bg{background:radial-gradient(at 50% 0,#0070f31f 0%,#7928ca14 50%,#0000 70%)}.hero-mesh{pointer-events:none;background:radial-gradient(circle at 20% 30%,#007cf00f 0%,#0000 50%),radial-gradient(circle at 80% 20%,#7928ca0a 0%,#0000 50%),radial-gradient(circle at 50% 80%,#00dfd80a 0%,#0000 50%);position:absolute;inset:0}.hero-content{z-index:1;position:relative}.hero-badge{border-radius:var(--radius-full);background:var(--bg-card);border:1px solid var(--border-glass);color:var(--text-secondary);margin-bottom:var(--space-md);padding:4px 12px;font-size:12px;display:inline-block}.hero-title{letter-spacing:-2px;margin:0 0 var(--space-sm);color:var(--text-primary);font-size:clamp(32px,6vw,56px);font-weight:600;line-height:1.1}.hero-subtitle{color:var(--text-secondary);max-width:650px;margin:0 auto;font-size:16px;line-height:1.6}.calculator-section{padding-bottom:var(--space-5xl)}.calculator-grid{gap:var(--space-lg);grid-template-columns:1fr 1.3fr;align-items:start;display:grid}@media (width<=900px){.calculator-grid{grid-template-columns:1fr}}.inputs-panel{position:sticky;top:80px}@media (width<=900px){.inputs-panel{position:static}}.glass-card{background:var(--bg-card);-webkit-backdrop-filter:blur(20px);border:1px solid var(--border-glass);border-radius:var(--radius-lg);box-shadow:var(--shadow-glass);transition:background .3s,border-color .3s,transform .2s}.glass-card:hover{background:var(--bg-card-hover)}.inputs-card{padding:var(--space-xl)}.inputs-tabs{gap:var(--space-xxs);margin-bottom:var(--space-lg);background:var(--bg-primary);border-radius:var(--radius-md);padding:3px;display:flex}.input-tab{border-radius:var(--radius-sm);color:var(--text-secondary);font-size:13px;font-weight:500;font-family:var(--font-sans);cursor:pointer;background:0 0;border:none;flex:1;padding:6px 12px;transition:all .2s}.input-tab.active{background:var(--bg-card);color:var(--text-primary);box-shadow:0 1px 3px #00000014}.input-tab:hover:not(.active){color:var(--text-primary)}.input-tab-content{display:none}.input-tab-content.active{animation:.25s fadeIn;display:block}.expense-grid{flex-direction:column;gap:0;display:flex}.section-title{letter-spacing:-.3px;margin:0 0 var(--space-lg);color:var(--text-primary);font-size:18px;font-weight:600}.input-group{margin-bottom:var(--space-md)}.input-header{margin-bottom:var(--space-xxs);justify-content:space-between;align-items:center;display:flex}.input-header label{color:var(--text-primary);font-size:12px;font-weight:500}.input-num{border:1px solid var(--border-glass);border-radius:var(--radius-sm);background:var(--bg-primary);width:85px;color:var(--text-primary);font-size:12px;font-family:var(--font-sans);text-align:right;outline:none;padding:3px 8px;transition:border-color .2s}.input-num:focus{border-color:var(--link)}.slider-wrapper{padding:2px 0}.slider{appearance:none;background:var(--hairline);cursor:pointer;border-radius:2px;outline:none;width:100%;height:4px;transition:background .3s}.slider::-webkit-slider-thumb{-webkit-appearance:none;background:var(--link);cursor:pointer;border:2px solid var(--canvas);border-radius:50%;width:16px;height:16px;transition:transform .2s;box-shadow:0 1px 4px #0003}.slider::-webkit-slider-thumb:hover{transform:scale(1.15)}.slider::-moz-range-thumb{background:var(--link);cursor:pointer;border:2px solid var(--canvas);border-radius:50%;width:16px;height:16px;box-shadow:0 1px 4px #0003}.slider-labels{color:var(--text-mute);justify-content:space-between;margin-top:2px;font-size:10px;display:flex}.select-wrapper{position:relative}.select-wrapper:after{content:"";border-left:5px solid #0000;border-right:5px solid #0000;border-top:5px solid var(--text-mute);pointer-events:none;width:0;height:0;position:absolute;top:50%;right:12px;transform:translateY(-50%)}.select-input{appearance:none;border:1px solid var(--border-glass);border-radius:var(--radius-sm);background:var(--bg-primary);width:100%;color:var(--text-primary);font-size:14px;font-family:var(--font-sans);cursor:pointer;outline:none;padding:8px 12px;transition:border-color .2s}.select-input:focus{border-color:var(--link)}.results-panel{gap:var(--space-md);flex-direction:column;display:flex}.results-grid{gap:var(--space-sm);grid-template-columns:1fr 1fr 1fr;display:grid}@media (width<=700px){.results-grid{grid-template-columns:1fr 1fr}}.result-card{padding:var(--space-md) var(--space-lg)}.result-label{color:var(--text-mute);text-transform:uppercase;letter-spacing:.5px;margin-bottom:var(--space-xxs);font-size:11px}.result-value{letter-spacing:-.5px;color:var(--text-primary);font-size:clamp(16px,2vw,22px);font-weight:600}.result-value.accent{background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text}.readiness-bar{padding:var(--space-lg)}.readiness-header{margin-bottom:var(--space-sm);justify-content:space-between;align-items:center;display:flex}.readiness-label{color:var(--text-mute);text-transform:uppercase;letter-spacing:.3px;font-size:12px}.readiness-value{background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text;font-size:20px;font-weight:600}.readiness-track{background:var(--hairline);height:10px;margin-bottom:var(--space-md);border-radius:5px;overflow:hidden}.readiness-fill{border-radius:5px;height:100%;transition:width .6s}.readiness-metrics{gap:var(--space-lg);display:flex}@media (width<=500px){.readiness-metrics{gap:var(--space-sm);flex-direction:column}}.readiness-metric{flex-direction:column;gap:2px;display:flex}.readiness-metric-label{color:var(--text-mute);text-transform:uppercase;letter-spacing:.3px;font-size:10px}.readiness-metric-value{color:var(--text-primary);font-size:14px;font-weight:600}.section{padding:var(--space-4xl) 0}.section-container{max-width:900px;margin:0 auto}.section-container-wide{max-width:1100px;margin:0 auto}.section-heading{letter-spacing:-.6px;margin:0 0 var(--space-xs);color:var(--text-primary);font-size:24px;font-weight:600}.section-desc{color:var(--text-secondary);margin:0 0 var(--space-xl);font-size:14px}.dashboard-grid{gap:var(--space-md);grid-template-columns:1.2fr 1fr;display:grid}@media (width<=900px){.dashboard-grid{grid-template-columns:1fr}}.progress-dashboard-card{padding:var(--space-xl)}.progress-ring-wrap{margin-bottom:var(--space-lg);justify-content:center;display:flex}.progress-ring-wrap svg{display:block}.progress-metrics-grid{gap:var(--space-sm);margin-bottom:var(--space-lg);grid-template-columns:1fr 1fr;display:grid}@media (width<=500px){.progress-metrics-grid{grid-template-columns:1fr}}.progress-metric{flex-direction:column;gap:2px;display:flex}.progress-metric-label{color:var(--text-mute);text-transform:uppercase;letter-spacing:.3px;font-size:10px}.progress-metric-value{color:var(--text-primary);font-size:15px;font-weight:600}.progress-metric-value.accent{background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text}.goal-bar-full{align-items:center;gap:var(--space-md);display:flex}.goal-bar-track{background:var(--hairline);border-radius:5px;flex:1;height:10px;overflow:hidden}.goal-bar-fill{background:linear-gradient(90deg, var(--gradient-dev-start), var(--gradient-preview-start));border-radius:5px;height:100%;transition:width .6s}.goal-status-badge{border-radius:var(--radius-full);color:var(--link);white-space:nowrap;background:#0070f31a;padding:4px 12px;font-size:12px;font-weight:500;display:inline-block}.charts-grid-2col{gap:var(--space-md);grid-template-columns:1fr 1fr;display:grid}@media (width<=800px){.charts-grid-2col{grid-template-columns:1fr}}.chart-container{padding:var(--space-lg)}.chart-title{margin:0 0 var(--space-md);color:var(--text-primary);font-size:15px;font-weight:600}.chart-wrapper{width:100%;position:relative}.chart-wrapper-center{justify-content:center;align-items:center;width:100%;display:flex}.donut-wrapper{padding:var(--space-lg) 0;justify-content:center;align-items:center;display:flex}.explanation-card{padding:var(--space-xl)}.explanation-header{align-items:center;gap:var(--space-sm);margin-bottom:var(--space-lg);display:flex}.explanation-icon{border-radius:var(--radius-md);background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-dev-end));color:#fff;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;display:flex}.explanation-header h3{color:var(--text-primary);margin:0;font-size:18px;font-weight:600}.explanation-content{gap:var(--space-lg);flex-direction:column;display:flex}.explanation-block h4{margin:0 0 var(--space-xs);color:var(--text-primary);font-size:14px;font-weight:600}.explanation-text{color:var(--text-secondary);margin:0;font-size:14px;line-height:1.7}.explanation-badge{border-radius:var(--radius-full);margin-bottom:var(--space-sm);padding:4px 12px;font-size:12px;font-weight:500;display:inline-block}.explanation-badge.on_track{color:var(--link);background:#0070f31a}.explanation-badge.close{color:var(--warning);background:#f5a6231a}.explanation-badge.off_track{color:var(--error);background:#ee00001a}.explanation-footnote{color:var(--text-mute);margin:var(--space-lg) 0 0;font-size:11px;font-style:italic}.explanation-breakdown{gap:var(--space-sm);margin-top:var(--space-sm);flex-direction:column;display:flex}.breakdown-item{align-items:center;gap:var(--space-sm);font-size:13px;display:flex}.breakdown-label{color:var(--text-secondary);flex:1}.breakdown-value{text-align:right;min-width:100px;font-weight:600}.breakdown-value.principal{color:var(--gradient-dev-start)}.breakdown-value.returns{color:var(--gradient-preview-start)}.breakdown-pct{text-align:right;min-width:40px;color:var(--text-mute);font-weight:500}.breakdown-bar{background:var(--hairline);border-radius:3px;height:6px;display:flex;overflow:hidden}.breakdown-bar-fill.principal{background:var(--gradient-dev-start)}.breakdown-bar-fill.returns{background:var(--gradient-preview-start)}#multi-target{gap:var(--space-md);flex-direction:column;display:flex}.target-row{padding:var(--space-lg)}.target-row-header{margin-bottom:var(--space-sm);justify-content:space-between;align-items:center;display:flex}.target-row-label{color:var(--text-primary);font-size:14px;font-weight:600}.target-row-status{border-radius:var(--radius-full);padding:2px 10px;font-size:12px;font-weight:500}.target-row-status.achieved{color:#00b894;background:#00b8941a}.target-row-status.pending{color:var(--link);background:#0070f31a}.target-row-track{background:var(--hairline);border-radius:4px;height:8px;overflow:hidden}.target-row-fill{background:linear-gradient(90deg, var(--gradient-dev-start), var(--gradient-preview-start));border-radius:4px;height:100%;transition:width .6s}.target-row-details{gap:var(--space-lg);margin-top:var(--space-sm);color:var(--text-mute);font-size:12px;display:flex}@media (width<=500px){.target-row-details{gap:var(--space-xxs);flex-direction:column}}.insights-grid{gap:var(--space-md);grid-template-columns:1fr 1fr;display:grid}@media (width<=700px){.insights-grid{grid-template-columns:1fr}}.insight-card{padding:var(--space-lg);gap:var(--space-md);opacity:0;align-items:flex-start;animation:.5s forwards fadeInUp;display:flex}.insight-card:first-child{animation-delay:.1s}.insight-card:nth-child(2){animation-delay:.15s}.insight-card:nth-child(3){animation-delay:.2s}.insight-card:nth-child(4){animation-delay:.25s}.insight-card:nth-child(5){animation-delay:.3s}.insight-card:nth-child(6){animation-delay:.35s}.insight-icon{border-radius:var(--radius-md);width:36px;height:36px;color:var(--link);background:linear-gradient(135deg,#0070f31a,#7928ca1a);flex-shrink:0;justify-content:center;align-items:center;display:flex}.insight-content h4{color:var(--text-primary);margin:0 0 4px;font-size:14px;font-weight:600}.insight-content p{color:var(--text-secondary);margin:0 0 var(--space-xs);font-size:13px;line-height:1.5}.insight-highlight{letter-spacing:-.3px;background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text;font-size:16px;font-weight:600}.scenario-card{padding:var(--space-xl)}.scenario-grid{gap:var(--space-lg);margin-bottom:var(--space-lg);grid-template-columns:1fr 1fr;display:grid}@media (width<=500px){.scenario-grid{grid-template-columns:1fr}}.scenario-col{padding:var(--space-md);border-radius:var(--radius-md);background:var(--bg-primary);border:1px solid var(--border-glass)}.scenario-label{margin:0 0 var(--space-sm);font-size:14px;font-weight:600}.scenario-label.current{color:var(--link)}.scenario-label.alternative{background:linear-gradient(135deg, var(--gradient-preview-start), var(--gradient-ship-start));-webkit-text-fill-color:transparent;background-clip:text}.scenario-list{color:var(--text-mute);margin:0;padding:0;font-size:12px;line-height:1.8;list-style:none}.scenario-metrics{gap:var(--space-xs);flex-direction:column;display:flex}.scenario-metric{align-items:center;gap:var(--space-sm);padding:var(--space-xs) 0;border-bottom:1px solid var(--border-glass);font-size:13px;display:flex}.scenario-metric:last-child{border-bottom:none}.scenario-metric-label{color:var(--text-secondary);flex:1}.scenario-metric-current{text-align:right;min-width:90px;color:var(--text-primary);font-weight:500}.scenario-metric-alt{text-align:right;min-width:90px;color:var(--gradient-preview-start);font-weight:600}.scenario-metric-diff{text-align:right;min-width:70px;color:var(--success);border-radius:var(--radius-xs);background:#0070f314;padding:2px 6px;font-size:11px;font-weight:500}.edu-grid{gap:var(--space-md);margin-bottom:var(--space-3xl);grid-template-columns:1fr 1fr;display:grid}@media (width<=700px){.edu-grid{grid-template-columns:1fr}}.edu-card{padding:var(--space-xl)}.edu-card h3{margin:0 0 var(--space-sm);color:var(--text-primary);font-size:16px;font-weight:600}.edu-card p{color:var(--text-secondary);margin:0;font-size:13px;line-height:1.7}.edu-card ul{padding:0 0 0 var(--space-lg);color:var(--text-secondary);margin:0;font-size:13px;line-height:1.8}.edu-card li strong{color:var(--text-primary)}.faq-section{margin-top:var(--space-2xl)}.faq-grid{gap:var(--space-sm);margin-top:var(--space-lg);display:grid}.faq-item{padding:0;overflow:hidden}.faq-item details{padding:var(--space-md) var(--space-lg);cursor:pointer}.faq-item summary{color:var(--text-primary);cursor:pointer;align-items:center;gap:var(--space-xs);font-size:14px;font-weight:500;list-style:none;display:flex}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:before{content:"+";color:var(--link);flex-shrink:0;width:20px;font-size:18px;font-weight:400;transition:transform .2s}.faq-item details[open] summary:before{content:"−"}.faq-item p{color:var(--text-secondary);margin:var(--space-sm) 0 0 var(--space-lg);font-size:13px;line-height:1.7}.related-grid{gap:var(--space-md);grid-template-columns:repeat(4,1fr);display:grid}@media (width<=800px){.related-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=500px){.related-grid{grid-template-columns:1fr}}.related-card{padding:var(--space-lg);color:inherit;gap:var(--space-xs);flex-direction:column;text-decoration:none;transition:transform .2s,box-shadow .2s;display:flex}.related-card:hover{box-shadow:var(--shadow-level-4);text-decoration:none;transform:translateY(-2px)}.related-icon{border-radius:var(--radius-md);width:40px;height:40px;color:var(--link);background:linear-gradient(135deg,#0070f31a,#7928ca1a);justify-content:center;align-items:center;display:flex}.related-card h3{color:var(--text-primary);margin:0;font-size:14px;font-weight:600}.related-card p{color:var(--text-mute);margin:0;font-size:12px;line-height:1.4}.footer{border-top:1px solid var(--border-glass);padding:var(--space-xl) 0;margin-top:var(--space-4xl)}.footer-inner{max-width:1200px;padding:0 var(--space-lg);text-align:center;color:var(--text-mute);margin:0 auto;font-size:12px}@keyframes fadeInUp{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}