:root{--nav-link-r:var(--link)}.nav-link-r[data-astro-cid-dpb2363z]{color:var(--text-mute);font-size:13px;text-decoration:none;transition:color .2s}.nav-link-r[data-astro-cid-dpb2363z]:hover{color:var(--link);text-decoration:none}.nav[data-astro-cid-dpb2363z]{z-index:100;background:var(--bg-glass);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border-glass);position:sticky;top:0}.nav-inner[data-astro-cid-dpb2363z]{max-width:1200px;padding:0 var(--space-lg);justify-content:space-between;align-items:center;height:56px;margin:0 auto;display:flex}.nav-logo[data-astro-cid-dpb2363z]{align-items:center;gap:var(--space-xs);color:var(--text-primary);font-size:16px;font-weight:600;text-decoration:none;display:flex}.nav-logo[data-astro-cid-dpb2363z]:hover{text-decoration:none}.theme-toggle[data-astro-cid-dpb2363z]{border:1px solid var(--border-glass);border-radius:var(--radius-full);cursor:pointer;width:36px;height:36px;color:var(--text-primary);background:0 0;background:var(--bg-card);justify-content:center;align-items:center;transition:background .2s,transform .2s;display:flex}.theme-toggle[data-astro-cid-dpb2363z]:hover{background:var(--bg-card-hover);transform:scale(1.05)}.theme-toggle[data-astro-cid-dpb2363z]:active{transform:scale(.95)}html:not(.dark) .sun-icon[data-astro-cid-dpb2363z]{display:block}html:not(.dark) .moon-icon[data-astro-cid-dpb2363z],html.dark .sun-icon[data-astro-cid-dpb2363z]{display:none}html.dark .moon-icon[data-astro-cid-dpb2363z]{display:block}.main[data-astro-cid-dpb2363z]{max-width:1200px;padding:0 var(--space-md);margin:0 auto}.hero[data-astro-cid-dpb2363z]{padding:var(--space-5xl) var(--space-md) var(--space-4xl);text-align:center;position:relative;overflow:hidden}.hero-bg[data-astro-cid-dpb2363z]{pointer-events:none;background:radial-gradient(at 50% 0,#0070f314 0%,#7928ca0d 50%,#0000 70%);position:absolute;inset:0}html.dark .hero-bg[data-astro-cid-dpb2363z]{background:radial-gradient(at 50% 0,#0070f31f 0%,#7928ca14 50%,#0000 70%)}.hero-content[data-astro-cid-dpb2363z]{z-index:1;position:relative}.hero-badge[data-astro-cid-dpb2363z]{border-radius:var(--radius-full);color:var(--link);margin-bottom:var(--space-md);background:linear-gradient(135deg,#0070f31a,#7928ca1a);border:1px solid #0070f326;padding:4px 12px;font-size:12px;font-weight:500;display:inline-block}.hero-title[data-astro-cid-dpb2363z]{letter-spacing:-2px;margin:0 0 var(--space-sm);color:var(--text-primary);font-size:clamp(32px,6vw,56px);font-weight:600;line-height:1.1}.hero-subtitle[data-astro-cid-dpb2363z]{color:var(--text-secondary);max-width:560px;margin:0 auto;font-size:16px;line-height:1.6}.calculator-section[data-astro-cid-dpb2363z]{padding-bottom:var(--space-5xl)}.calculator-grid[data-astro-cid-dpb2363z]{gap:var(--space-lg);grid-template-columns:1fr 1.3fr;align-items:start;display:grid}@media (width<=900px){.calculator-grid[data-astro-cid-dpb2363z]{grid-template-columns:1fr}}.inputs-panel[data-astro-cid-dpb2363z]{position:sticky;top:80px}@media (width<=900px){.inputs-panel[data-astro-cid-dpb2363z]{position:static}}.glass-card[data-astro-cid-dpb2363z]{background:var(--bg-card);-webkit-backdrop-filter:blur(20px);border:1px solid var(--border-glass);border-radius:var(--radius-lg);box-shadow:var(--shadow-glass);transition:background .3s,border-color .3s,transform .2s}.glass-card[data-astro-cid-dpb2363z]:hover{background:var(--bg-card-hover)}.inputs-card[data-astro-cid-dpb2363z]{padding:var(--space-xl)}.section-title[data-astro-cid-dpb2363z]{letter-spacing:-.3px;margin:0 0 var(--space-lg);color:var(--text-primary);font-size:18px;font-weight:600}.payment-type-toggle[data-astro-cid-dpb2363z]{margin-bottom:var(--space-lg);background:var(--bg-primary);border-radius:var(--radius-pill);border:1px solid var(--border-glass);gap:0;padding:3px;display:flex}.toggle-option[data-astro-cid-dpb2363z]{cursor:pointer;flex:1}.toggle-option[data-astro-cid-dpb2363z] input[data-astro-cid-dpb2363z]{opacity:0;width:0;height:0;position:absolute}.toggle-label[data-astro-cid-dpb2363z]{text-align:center;border-radius:var(--radius-pill);color:var(--text-mute);padding:6px 16px;font-size:13px;font-weight:500;transition:all .2s;display:block}.toggle-option[data-astro-cid-dpb2363z] input[data-astro-cid-dpb2363z]:checked+.toggle-label[data-astro-cid-dpb2363z]{background:var(--link);color:#fff}.input-group[data-astro-cid-dpb2363z]{margin-bottom:var(--space-lg)}.input-group[data-astro-cid-dpb2363z].optional{opacity:.7;transition:opacity .2s}.input-group[data-astro-cid-dpb2363z].optional:hover,.input-group[data-astro-cid-dpb2363z].optional:focus-within{opacity:1}.input-header[data-astro-cid-dpb2363z]{margin-bottom:var(--space-xs);justify-content:space-between;align-items:center;display:flex}.input-header[data-astro-cid-dpb2363z] label[data-astro-cid-dpb2363z]{color:var(--text-primary);font-size:13px;font-weight:500}.optional-tag[data-astro-cid-dpb2363z]{color:var(--text-mute);font-size:11px;font-weight:400}.input-num[data-astro-cid-dpb2363z]{border:1px solid var(--border-glass);border-radius:var(--radius-sm);background:var(--bg-primary);width:90px;color:var(--text-primary);font-size:13px;font-family:var(--font-sans);text-align:right;outline:none;padding:4px 8px;transition:border-color .2s}.input-num[data-astro-cid-dpb2363z]:focus{border-color:var(--link)}.slider-wrapper[data-astro-cid-dpb2363z]{padding:4px 0}.slider[data-astro-cid-dpb2363z]{appearance:none;background:var(--hairline);cursor:pointer;border-radius:2px;outline:none;width:100%;height:4px;transition:background .3s}.slider[data-astro-cid-dpb2363z]::-webkit-slider-thumb{appearance:none;background:var(--link);cursor:pointer;border:2px solid var(--canvas);border-radius:50%;width:18px;height:18px;transition:transform .2s;box-shadow:0 1px 4px #0003}.slider[data-astro-cid-dpb2363z]::-webkit-slider-thumb:hover{transform:scale(1.15)}.slider[data-astro-cid-dpb2363z]::-moz-range-thumb{background:var(--link);cursor:pointer;border:2px solid var(--canvas);border-radius:50%;width:18px;height:18px;box-shadow:0 1px 4px #0003}.slider-labels[data-astro-cid-dpb2363z]{color:var(--text-mute);justify-content:space-between;margin-top:4px;font-size:11px;display:flex}.input-hint[data-astro-cid-dpb2363z]{color:var(--text-mute);margin:4px 0 0;font-size:11px}.dual-slider-row[data-astro-cid-dpb2363z]{gap:var(--space-md);grid-template-columns:1fr 1fr;display:grid}@media (width<=500px){.dual-slider-row[data-astro-cid-dpb2363z]{grid-template-columns:1fr}}.dual-slider-item[data-astro-cid-dpb2363z] .input-header[data-astro-cid-dpb2363z]{margin-bottom:var(--space-xxs)}.select-wrapper[data-astro-cid-dpb2363z]{position:relative}.select-input[data-astro-cid-dpb2363z]{border:1px solid var(--border-glass);border-radius:var(--radius-sm);background:var(--bg-primary);width:100%;color:var(--text-primary);font-size:13px;font-family:var(--font-sans);cursor:pointer;appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%23888' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-position:right 12px center;background-repeat:no-repeat;outline:none;padding:8px 36px 8px 12px;transition:border-color .2s}.select-input[data-astro-cid-dpb2363z]:focus{border-color:var(--link)}.select-input[data-astro-cid-dpb2363z] option[data-astro-cid-dpb2363z]{background:var(--bg-primary);color:var(--text-primary)}.results-panel[data-astro-cid-dpb2363z]{gap:var(--space-md);flex-direction:column;display:flex}.results-grid[data-astro-cid-dpb2363z]{gap:var(--space-sm);grid-template-columns:1fr 1fr;display:grid}.result-card[data-astro-cid-dpb2363z]{padding:var(--space-lg)}.result-label[data-astro-cid-dpb2363z]{color:var(--text-mute);text-transform:uppercase;letter-spacing:.5px;margin-bottom:var(--space-xxs);font-size:12px}.result-value[data-astro-cid-dpb2363z]{letter-spacing:-.5px;color:var(--text-primary);font-size:clamp(18px,2.5vw,26px);font-weight:600}.result-value[data-astro-cid-dpb2363z].accent{background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text}.result-value[data-astro-cid-dpb2363z].loss{color:var(--error)}.featured-result[data-astro-cid-dpb2363z]{background:linear-gradient(135deg, var(--bg-card), #0070f30a);border:1px solid #0070f333}.inflated-card[data-astro-cid-dpb2363z]{display:none}.chart-container[data-astro-cid-dpb2363z]{padding:var(--space-lg)}.chart-title[data-astro-cid-dpb2363z]{margin:0 0 var(--space-md);color:var(--text-primary);font-size:15px;font-weight:600}.chart-wrapper[data-astro-cid-dpb2363z]{width:100%;position:relative}.donut-wrapper[data-astro-cid-dpb2363z]{justify-content:center;align-items:center;display:flex}.section[data-astro-cid-dpb2363z]{padding:var(--space-4xl) 0}.section-container[data-astro-cid-dpb2363z]{max-width:900px;margin:0 auto}.section-heading[data-astro-cid-dpb2363z]{letter-spacing:-.6px;margin:0 0 var(--space-xs);color:var(--text-primary);font-size:24px;font-weight:600}.section-desc[data-astro-cid-dpb2363z]{color:var(--text-secondary);margin:0 0 var(--space-xl);font-size:14px}.explanation-card[data-astro-cid-dpb2363z]{padding:var(--space-xl)}.explanation-header[data-astro-cid-dpb2363z]{align-items:center;gap:var(--space-sm);margin-bottom:var(--space-md);display:flex}.explanation-icon[data-astro-cid-dpb2363z]{border-radius:var(--radius-md);background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-dev-end));color:#fff;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;display:flex}.explanation-header[data-astro-cid-dpb2363z] h3[data-astro-cid-dpb2363z]{color:var(--text-primary);margin:0;font-size:18px;font-weight:600}.explanation-text[data-astro-cid-dpb2363z]{color:var(--text-secondary);margin:0 0 var(--space-lg);font-size:15px;line-height:1.7}.explanation-breakdown[data-astro-cid-dpb2363z]{gap:var(--space-sm);flex-direction:column;display:flex}.breakdown-item[data-astro-cid-dpb2363z]{align-items:center;gap:var(--space-sm);font-size:13px;display:flex}.breakdown-label[data-astro-cid-dpb2363z]{color:var(--text-secondary);flex:1}.breakdown-value[data-astro-cid-dpb2363z]{text-align:right;min-width:100px;font-weight:600}.breakdown-value[data-astro-cid-dpb2363z].principal{color:var(--gradient-dev-start)}.breakdown-value[data-astro-cid-dpb2363z].loss{color:var(--error)}.breakdown-pct[data-astro-cid-dpb2363z]{text-align:right;min-width:40px;color:var(--text-mute);font-weight:500}.breakdown-bar[data-astro-cid-dpb2363z]{background:var(--hairline);border-radius:3px;height:6px;display:flex;overflow:hidden}.breakdown-bar-fill[data-astro-cid-dpb2363z].principal{background:var(--gradient-dev-start)}.breakdown-bar-fill[data-astro-cid-dpb2363z].loss{background:var(--error)}.explanation-footnote[data-astro-cid-dpb2363z]{color:var(--text-mute);margin:var(--space-lg) 0 0;font-size:11px;font-style:italic}.scenario-grid[data-astro-cid-dpb2363z]{gap:var(--space-md);grid-template-columns:repeat(4,1fr);display:grid}@media (width<=800px){.scenario-grid[data-astro-cid-dpb2363z]{grid-template-columns:repeat(2,1fr)}}@media (width<=500px){.scenario-grid[data-astro-cid-dpb2363z]{grid-template-columns:1fr}}.scenario-card[data-astro-cid-dpb2363z]{padding:var(--space-lg);gap:var(--space-sm);flex-direction:column;display:flex}.scenario-name[data-astro-cid-dpb2363z]{letter-spacing:-.3px;font-size:16px;font-weight:600}.scenario-desc[data-astro-cid-dpb2363z]{color:var(--text-mute);margin-bottom:var(--space-xs);font-size:12px}.scenario-stat[data-astro-cid-dpb2363z]{justify-content:space-between;align-items:center;display:flex}.scenario-stat-label[data-astro-cid-dpb2363z]{color:var(--text-mute);text-transform:uppercase;letter-spacing:.3px;font-size:11px}.scenario-stat-value[data-astro-cid-dpb2363z]{color:var(--text-primary);font-size:15px;font-weight:600}.scenario-stat-value[data-astro-cid-dpb2363z].scenario-positive{color:var(--success)}.scenario-stat-value[data-astro-cid-dpb2363z].scenario-negative{color:var(--error)}.insights-grid[data-astro-cid-dpb2363z]{gap:var(--space-md);grid-template-columns:1fr 1fr;display:grid}@media (width<=700px){.insights-grid[data-astro-cid-dpb2363z]{grid-template-columns:1fr}}.insight-card[data-astro-cid-dpb2363z]{padding:var(--space-lg);gap:var(--space-md);opacity:0;align-items:flex-start;animation:.5s forwards fadeInUp;display:flex}.insight-card[data-astro-cid-dpb2363z]:first-child{animation-delay:.1s}.insight-card[data-astro-cid-dpb2363z]:nth-child(2){animation-delay:.2s}.insight-card[data-astro-cid-dpb2363z]:nth-child(3){animation-delay:.3s}.insight-card[data-astro-cid-dpb2363z]:nth-child(4){animation-delay:.4s}.insight-card[data-astro-cid-dpb2363z]:nth-child(5){animation-delay:.5s}.insight-card[data-astro-cid-dpb2363z]:nth-child(6){animation-delay:.6s}.insight-icon[data-astro-cid-dpb2363z]{border-radius:var(--radius-md);width:36px;height:36px;color:var(--link);background:linear-gradient(135deg,#0070f31a,#7928ca1a);flex-shrink:0;justify-content:center;align-items:center;display:flex}.insight-content[data-astro-cid-dpb2363z] h4[data-astro-cid-dpb2363z]{color:var(--text-primary);margin:0 0 4px;font-size:14px;font-weight:600}.insight-desc[data-astro-cid-dpb2363z]{color:var(--text-secondary);margin:0 0 var(--space-xs);font-size:13px;line-height:1.5}.insight-highlight[data-astro-cid-dpb2363z]{letter-spacing:-.3px;background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text;font-size:18px;font-weight:600}.timeline[data-astro-cid-dpb2363z]{padding-left:var(--space-xl);position:relative}.timeline[data-astro-cid-dpb2363z]:before{content:"";background:linear-gradient(to bottom, var(--gradient-dev-start), var(--error));border-radius:1px;width:2px;position:absolute;top:0;bottom:0;left:11px}.timeline-item[data-astro-cid-dpb2363z]{margin-bottom:var(--space-md);opacity:0;animation:.4s forwards fadeInUp;animation-delay:var(--delay,0s);position:relative}.timeline-dot[data-astro-cid-dpb2363z]{left:calc(-1 * var(--space-xl) + 4px);background:var(--link);border:3px solid var(--bg-primary);z-index:1;border-radius:50%;width:16px;height:16px;position:absolute;top:20px}.timeline-content[data-astro-cid-dpb2363z]{padding:var(--space-md) var(--space-lg)}.timeline-year[data-astro-cid-dpb2363z]{color:var(--text-primary);font-size:15px;font-weight:600}.timeline-metrics[data-astro-cid-dpb2363z]{gap:var(--space-lg);margin-top:var(--space-xs);flex-wrap:wrap;display:flex}.timeline-metric[data-astro-cid-dpb2363z]{flex-direction:column;display:flex}.timeline-metric-label[data-astro-cid-dpb2363z]{color:var(--text-mute);text-transform:uppercase;letter-spacing:.3px;font-size:11px}.timeline-metric-value[data-astro-cid-dpb2363z]{color:var(--text-primary);font-size:14px;font-weight:600}.timeline-metric-value[data-astro-cid-dpb2363z].accent{background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text}.table-wrapper[data-astro-cid-dpb2363z]{padding:0;overflow-x:auto}.projection-table[data-astro-cid-dpb2363z]{border-collapse:collapse;width:100%;font-size:13px}.projection-table[data-astro-cid-dpb2363z] th[data-astro-cid-dpb2363z]{padding:var(--space-sm) var(--space-md);text-align:right;color:var(--text-mute);text-transform:uppercase;letter-spacing:.5px;border-bottom:1px solid var(--hairline);background:var(--bg-card);font-size:11px;font-weight:500}.projection-table[data-astro-cid-dpb2363z] th[data-astro-cid-dpb2363z]:first-child{text-align:left}.projection-table[data-astro-cid-dpb2363z] td[data-astro-cid-dpb2363z]{padding:var(--space-sm) var(--space-md);text-align:right;color:var(--text-primary);border-bottom:1px solid var(--hairline)}.projection-table[data-astro-cid-dpb2363z] td[data-astro-cid-dpb2363z]:first-child{text-align:left;font-weight:500}.projection-table[data-astro-cid-dpb2363z] td[data-astro-cid-dpb2363z].accent{background:linear-gradient(135deg, var(--gradient-dev-start), var(--gradient-preview-start));-webkit-text-fill-color:transparent;background-clip:text;font-weight:600}.projection-table[data-astro-cid-dpb2363z] td[data-astro-cid-dpb2363z].loss{color:var(--error);font-weight:600}.projection-table[data-astro-cid-dpb2363z] tr[data-astro-cid-dpb2363z]:last-child td[data-astro-cid-dpb2363z]{border-bottom:none}.projection-table[data-astro-cid-dpb2363z] tr[data-astro-cid-dpb2363z]:hover td[data-astro-cid-dpb2363z]{background:var(--bg-card-hover)}.related-grid[data-astro-cid-dpb2363z]{gap:var(--space-md);grid-template-columns:repeat(3,1fr);display:grid}@media (width<=800px){.related-grid[data-astro-cid-dpb2363z]{grid-template-columns:repeat(2,1fr)}}@media (width<=500px){.related-grid[data-astro-cid-dpb2363z]{grid-template-columns:1fr}}.related-card[data-astro-cid-dpb2363z]{padding:var(--space-lg);color:inherit;gap:var(--space-xs);flex-direction:column;text-decoration:none;transition:transform .2s,box-shadow .2s;display:flex}.related-card[data-astro-cid-dpb2363z]:hover{box-shadow:var(--shadow-level-4);text-decoration:none;transform:translateY(-2px)}.related-icon[data-astro-cid-dpb2363z]{border-radius:var(--radius-md);width:40px;height:40px;color:var(--link);background:linear-gradient(135deg,#0070f31a,#7928ca1a);justify-content:center;align-items:center;display:flex}.related-card[data-astro-cid-dpb2363z] h3[data-astro-cid-dpb2363z]{color:var(--text-primary);margin:0;font-size:14px;font-weight:600}.related-card[data-astro-cid-dpb2363z] p[data-astro-cid-dpb2363z]{color:var(--text-mute);margin:0;font-size:12px;line-height:1.4}.edu-grid[data-astro-cid-dpb2363z]{gap:var(--space-md);margin-bottom:var(--space-3xl);grid-template-columns:1fr 1fr;display:grid}@media (width<=700px){.edu-grid[data-astro-cid-dpb2363z]{grid-template-columns:1fr}}.edu-card[data-astro-cid-dpb2363z]{padding:var(--space-xl)}.edu-card[data-astro-cid-dpb2363z] h3[data-astro-cid-dpb2363z]{margin:0 0 var(--space-sm);color:var(--text-primary);font-size:16px;font-weight:600}.edu-card[data-astro-cid-dpb2363z] p[data-astro-cid-dpb2363z]{color:var(--text-secondary);margin:0;font-size:13px;line-height:1.7}.edu-card[data-astro-cid-dpb2363z] ul[data-astro-cid-dpb2363z]{padding:0 0 0 var(--space-lg);color:var(--text-secondary);margin:0;font-size:13px;line-height:1.8}.edu-card[data-astro-cid-dpb2363z] li[data-astro-cid-dpb2363z] strong[data-astro-cid-dpb2363z]{color:var(--text-primary)}.faq-section[data-astro-cid-dpb2363z]{margin-top:var(--space-2xl)}.faq-grid[data-astro-cid-dpb2363z]{gap:var(--space-sm);margin-top:var(--space-lg);display:grid}.faq-item[data-astro-cid-dpb2363z]{padding:0;overflow:hidden}.faq-item[data-astro-cid-dpb2363z] details[data-astro-cid-dpb2363z]{padding:var(--space-md) var(--space-lg);cursor:pointer}.faq-item[data-astro-cid-dpb2363z] summary[data-astro-cid-dpb2363z]{color:var(--text-primary);cursor:pointer;align-items:center;gap:var(--space-xs);font-size:14px;font-weight:500;list-style:none;display:flex}.faq-item[data-astro-cid-dpb2363z] summary[data-astro-cid-dpb2363z]::-webkit-details-marker{display:none}.faq-item[data-astro-cid-dpb2363z] summary[data-astro-cid-dpb2363z]:before{content:"+";color:var(--link);flex-shrink:0;width:20px;font-size:18px;font-weight:400;transition:transform .2s}.faq-item[data-astro-cid-dpb2363z] details[data-astro-cid-dpb2363z][open] summary[data-astro-cid-dpb2363z]:before{content:"−"}.faq-item[data-astro-cid-dpb2363z] p[data-astro-cid-dpb2363z]{color:var(--text-secondary);margin:var(--space-sm) 0 0 var(--space-lg);font-size:13px;line-height:1.7}.footer[data-astro-cid-dpb2363z]{border-top:1px solid var(--border-glass);padding:var(--space-xl) 0;margin-top:var(--space-4xl)}.footer-inner[data-astro-cid-dpb2363z]{max-width:1200px;padding:0 var(--space-lg);text-align:center;color:var(--text-mute);margin:0 auto;font-size:12px}@keyframes fadeInUp{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}